訓 まず(しい) ・ 音 ヒン,ビン
Sino-Vietnamese: bần
分 (divide) sits over 貝 (money): keep splitting the coins into smaller shares and you end up poor. 分 also hints at the sound. Hence hinkon, poverty.
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彼は貧しい家に生まれました。 (かれはまずしいいえにうまれました)
He was born into a poor family.